Doberman Pinscher Insurance – Liability and Health YOU NEED TO KNOW
today it’s insurance on your Doberman
Pinscher
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there’s so many times that you’re gonna
need insurance and what I mean my
insurance is is liability insurance he’s
got a big dog like this sometimes he’s
got a lot of energy he’s really excited
someone comes up to to medium or to pet
him he jumps on him and scratches their
skin a little bit and I was Lisa where
most of the insurance claims come on
dogs Lord forbid if he were to bite him
but if you know if just scratches her
skin knocks him over he’s already
knocked my girlfriend over and hurt her
actually cracked her skull she had to go
to the ER and she had some disability
for a while so you know it’s accident he
was just excited he’s running fast he’s
really big animal and he can run very
very very fast so what if it happens to
somebody else who’s not in your family
when you’re out and that’s gonna be a
big liability on you just the lawsuit
itself of going through if it is your
fault and it’s not your fault and it
probably is your fault because he
doesn’t understand he’s not a person his
paws are really big and they could do
some damage to some elderly people’s
skin he’s strong stronger than he knows
even if your dog doesn’t intentionally
hurt anyone if you would never
intentionally hurt anyone it’s the
accidental stuff that’s gonna cause you
problem a dog fight if he gets into a
dog fight with another dog now you may
not be his fault it may be his fault
he’s a dog
they’re gonna get into fights so the
other dogs will have vet bills you’re
gonna have to pay those especially
government pincher has a bad name now
one of the things you learn really quick
is your homeowners insurance is not
gonna cover a Doberman Pinscher mine
didn’t they specifically mentioned him
as an animal that they do not cover will
not cover so we had to search for
another way to get insurance had to
search for
another way to cover my big buddy here
and that’s where we run into problems we
still haven’t found one that provides
really adequate coverage you want to
have somebody who knows a little bit
about insurance go over these terms
because they’re tricky and they don’t
want to tell those terms to you it’s
pretty expensive we had an incident with
him a couple years ago and this incident
when we first got him and we were first
trying to socialize him with people and
he was having a difficult time now we
didn’t get him as a pup
we got him when he was a year old and he
had learned a few bad habits barking at
people when he shouldn’t and being what
we felt might be a little aggressive
toward people so we want to get some
insurance know what we learned really
fast is getting pet insurance is really
really difficult when you have a
Doberman Pinscher so called around to
all these places we’ve got all these
websites we’ve got all these quotes they
started emailing and calling us and they
really wanted to sell this to us but the
thing that they didn’t want to do they
didn’t want to tell us exactly what it
covered they wanted to tell us how much
they wanted to pay and they would give
broad terms like oh it covers your your
your pet’s health needs and accidents
and it covers different things but it
never really specifically no policy
details so that’s my first tip for you
is have them email you a policy and go
through this policy really really
closely now what happened to us is we
purchased some insurance on our
government and it seemed like it was
gonna be pretty good until they mailed
the policy to us now they didn’t send it
first day they took a month or two of
the money and then we called and
requested that they mail us a policy
because we never got actual details once
you get the details you realize that
they’re not really gonna cover anything
your pet must be on a leash if he’s not
on the leash at any time the insurance
is not gonna cover anything
if he gets out of your yard they’re not
going to cover anything you have to have
a fenced-in yard you they word things in
such a way to make it so it’s not really
gonna cover much of anything though
there may be a good one out there I just
haven’t found it so the things to ask
what are the exclusions what is not
included in this pet coach another thing
to ask is is this health insurance for
my pet or is this liability coverage for
my pet you want some liability coverage
for your pet health insurance is okay
let’s suppose if you if you’re gonna be
going to the vet a lot I suppose it
would be okay but liability coverage is
what’s really gonna save you if you have
a dog like this because he’s not covered
under your home and there’s an insurance
over under your car insurance other
things to ask do I get to pick my
provider they’re getting ready to go
from there where it’s getting word we
can’t enjoy our yard because these are
the dogs over there so you want to find
out if you get to choose your provider
or if they have a network of providers
that they’re gonna choose it for you
should this be some kind of health
insurance you also want to find out are
these providers near me is there one
near my home that’s a really important
question because if the only providers
they have are nowhere near you what’s
the point
pets best healthy paws embrace and pets
plan those are four of the top insurance
companies for pets but now I haven’t
seen any policy that I’m happy with that
would really give us coverage because
the the problems gonna happen when it
goes off leash if he gets off leash or
he jumps out of the car at the wrong
time those wouldn’t be most of your
problems if he leaves your property and
causes a problem somewhere else those
are going to be the problems or if
somebody just comes onto your property
to deliver a package or something like
that when you’re not really expecting
them and he perceives it as a threat if
he’s in your vehicle and if someone
comes up to it he perceives it as a
threat we
stop by the police the other day and I
was afraid he was going to perceive that
as a threat and cause a problem with the
officer but he didn’t he did it really
good but it was still an issue that we
had to think about so when you’re
choosing your pet insurance plan those
are some of the things to think about
and look at and you want it you want to
choose really really carefully and don’t
just don’t just accept that you’ve got
this insurance and everything’s gonna be
good read that policy I’m not endorsing
any plan or any insurance company at
this time and I don’t have any
suggestions for you because I haven’t
found any that that’s right familiar
that makes me happy either so I’d like
to do a video that the all-encompassing
says hey use this insurance company
because they’re so so great I can’t
because I don’t have that I haven’t
found the insurance company that that’s
right for us it’s an update on my guys
injuries from his fight he had the other
day his wounds were looking a little bad
we treated him good we’ve got antiseptic
he gets antibiotics and a little bit of
a little bit of a pain reliever for it
but he likes to lick on him and he
licked all the hair off and I guess
that’s I’m not dog licking your wounds I
guess that’s what he’s doing he did not
get any more get in here you did I get
in here crews
wait wait wait wait he’s so good he got
in it
is he heavy he’s excited he’s proud he’s
proud that he did this you get to
zoomies gonna eat some cat food now with
most tricks he learns him right off I
mean first time there’s no problem he
learns them just just perfectly but now
some things
he’s just hesitant to do and he’s afraid
of and like that swimming pool he
doesn’t want to get in it for some
reason he loves water but he’s
associating that with a bath or
something I guess and he gets in the
bathtub better than he does that there’s
something about that it was scaring him
so I had to make him overcome that fear
and when I did he was so proud he was so
proud of himself you see he got the
zoomies I mean he just got the oh I did
it I did it I did it and in it he gets
joy from that too
so that’s important you know when you
come to
situation that he doesn’t want to do
something as long as it’s not hazardous
or bad for him you gotta make him do it
you got assert control you got to make
sure that he knows that you’re the one
in the charge and when you tell him to
do something he’s eventually gonna do it
he understands what I wanted from him he
just didn’t want to do it once he did it
man
pure happiness shot through his body
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no comment’ in a blanket
